Share/Draft

The credit union provides a shares account with no minimum balance required, no monthly service charge, no per check fee and provides a detailed monthly statement. You also have a carbonless check copy for your records. Overdraft protection is offered from your regular share savings account for checks, electronic, and card transactions.

We also offer a $500.00 Overdraft Privilege to eligible members, so that your checks and electronic debits will not be returned NSF. There is a $30.00 fee each time an item is cleared that takes the account negative. This program is also available for your VISA Check Card, if you opt-in. Click on the link below for more information.

Overdraft Privilege Disclosure

Opt-In Form

Funds Availability

Direct deposits must go into your checking account first, but transfers can be made to savings or loan accounts. If you sign up for online banking, you will see all of your transactions as they are posted.